XRP Debit Card · Live Now

Spend Your XRP
Anywhere.
No Limits.

The world's first dedicated XRP debit card. Tap to pay, withdraw cash, shop online — powered by the speed and efficiency of the XRP Ledger.

Get Your Card View Tiers
1 XRP — that's all it costs to get started
Last transaction
−12.4 XRP
Settlement
3.2s
4892  ••••  ••••  7741
Card Holder
John Doe
XRP/USD$2.34+4.2%
XRP/EUR€2.17+3.8%
Market Cap$133.4B+2.1%
XRPL TPS1,500● Live
Tx Fee0.00001 XRP
Settlement3–5 sec
Countries160+
Card Price1 XRP↓ Low
XRP/USD$2.34+4.2%
XRP/EUR€2.17+3.8%
Market Cap$133.4B+2.1%
XRPL TPS1,500● Live
Tx Fee0.00001 XRP
Settlement3–5 sec
Countries160+
Card Price1 XRP↓ Low
Why XRPSwipe

Built for the XRP community

Everything you need to turn your XRP holdings into daily spending power — globally, instantly, without compromise.

Instant Load

Instant Load via XRPL

Send XRP from any wallet to your card address. Confirmed in 3 seconds, no bridges, no intermediaries.

Worldwide

80M+ Merchants Worldwide

Use at any POS terminal, ATM, or online checkout that accepts Visa. 160+ countries covered.

Security

Non-Custodial Control

You hold your keys. XRPSwipe only accesses funds when you load. Freeze anytime via app.

Exchange

Real-Time FX

XRP converts at the moment of purchase using live market rates. No pre-conversion lock-ins.

Analytics

Spending Analytics

Full history in XRP & fiat, categories, monthly breakdowns, and tax-ready CSV exports.

Handshake

Multi-Token Support

Load with XRP, RLUSD, and XRPL-native tokens. Automatic best-rate conversion at checkout.

160+
Countries
3s
Settle Time
80M+
Merchants
1 XRP
Card Price
How It Works

Three steps to your card

From wallet to physical card in your hands — it's never been this simple.

01
🔗
Connect Your Wallet

Link your XRPL wallet — XUMM, Ledger, or any compatible wallet — to your XRPSwipe account. One-tap authentication, no seed phrase required.

XUMM · Ledger · XRPL compatible
02
💳
Buy Your Card — 1 XRP

Choose your tier: Black, Silver, or Gold. Pay the issuance fee and your 1 XRP activation — directly from your connected wallet. Confirmed on the ledger in seconds.

Starts at just 1 XRP
03
📦
Choose Delivery — Free

Enter your details and pick delivery. Virtual card activates instantly for online use. Physical metal card ships worldwide — no extra fees, no surprises.

Virtual instant · Physical free shipping
Card Tiers

Pick your level

Three cards, one mission: spend your XRP freely. Every tier ships worldwide with zero delivery charges.

Standard
•••• •••• •••• ####
Black Plastic
Activation: 1 XRP · Issuance: $250
  • Visa global acceptance
  • 3% loading fee
  • $30,000/month cap
  • 0.75% ATM fee
  • Virtual card instant
  • Free worldwide shipping
Apply Now
Premium
•••• •••• •••• ####
Silver Metal
Activation: 1 XRP · Issuance: $550
  • Physical metal card
  • 2.75% loading fee
  • $75,000/month cap
  • 0.75% ATM fee
  • Priority 24/7 support
  • Free worldwide shipping
Apply Now
Popular
Elite
•••• •••• •••• ####
Gold Metal
Activation: 1 XRP · Issuance: $550
  • Premium gold metal card
  • 2.5% loading fee
  • $150,000/month cap
  • 0.75% ATM fee
  • Dedicated account manager
  • Free worldwide shipping
Apply Now
Transparent Pricing

No hidden fees. Ever.

Full fee breakdown before you apply. No surprises, no small print.

FeeBlackSilverGold
Activation Fee1 XRP1 XRP1 XRP
Card Issuance$250$550$550
Card Replacement$100$200$200
Loading Fee3%2.75%2.5%
ATM Withdrawal0.75%0.75%0.75%
Online / POS0.75%0.75%0.75%
DeliveryFreeFreeFree
Monthly Cap$30,000$75,000$150,000
Infrastructure

Trusted rails

Built on battle-tested financial and blockchain infrastructure — so every payment just works.

XRP Ledger
Visa Network
RLUSD
Ripple
Disrupt Fintech
JDB Banking
Join Now

Your XRP should work as hard as you do

Start spending your XRP today. Virtual card activates instantly. Physical card delivered free — worldwide.

Get Started — 1 XRP